Open banking is a trend that goes against the historical hesitancy that banks have had to integrate their systems with 3rd party software and platforms, due to strict consumer privacy laws. Following the game-changing nature of PSD2 in Europe, banks are required to open their payment infrastructure and customer data assets to third parties. This will force banks to cooperate with Fintech companies, and seek innovation, as they will no longer only be competing against other banks, but against anyone offering financial services.
Neema aims to help migrant workers manage their basic financial needs by offering the Neema Digital Mobile Account for underserved consumers. Created specifically for migrant workers, the Neema App includes high-level service with low bank fees, cash pickups, mobile wallets worldwide, and an app-based international VISA card. Neema also enables business and financial organizations around the world to expand and optimize their cross-border payment networks by offering the Neema cross-border payment API.See full profile >>
FinCom is an IT company that has developed and commercialized a database entry-unification solution designed to address unstructured data, multiple languages, and spelling mistakes. The company’s patented core technology uses over 44 algorithms from machine learning, advanced mathematics, phonetics, and artificial intelligence. The system enables the unification of databases and can match entries across 38 languages, even with transliterations and spelling mistakes. FinCom was developed by Phonemix.See full profile >>
Salaryo is a FinTech startup focused on helping small businesses grow and reach financial stability by offering flexible and affordable financing and digital banking products. The company has financed hundreds of entrepreneurs, freelancers, and small business owners in the United States.See full profile >>
Terms and Conditions
Welcome to www.startupnationcentral.org (together with its subdomains, the “Site“, and together with the Content, Marks (defined below) and any services, the “Service”).
Last updated: January 2018
How We Protect Your Information
Start-Up Nation Central uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. We cannot, however, ensure or warrant the security of any information you transmit to Start-Up Nation Central or guarantee that your information on the Service may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.
Links to Other Web Sites
User-Provided Information: You provide us information about yourself, such as your name and e-mail address, organization and job title if you register for a member account with the Service. Your name and other information you choose to add to your profile will be available for public viewing on the Service. We may use your email address to send you Service-related notices (including any notices required by law, in lieu of communication by postal mail) and to respond to “Contact Us” requests. We may also use your contact information to send you marketing messages. If you do not want to receive such messages, you may unsubscribe to such marketing messages. Please note that even if you opt out of receiving the marketing emails, we may still send you a response to any “Contact Us” request as well as administrative emails (for example, in connection with a password reset request) that are necessary to facilitate your use of the Service. If you correspond with us by email, we may retain the content of your email messages, your email address and our responses.
You also provide us information in User Submissions you post (or send to us to post) to the Service. Your questions, answers, participating in blog discussions (and corresponding social profile) and other contributions on the Service, and metadata about them (such as when you posted them), are publicly viewable on the Service, along with your name (unless the Service permits you to post anonymously).This information may be searched by search engines and be republished elsewhere on the Web in accordance with our Terms of Service.
If you choose to use our invitation service to invite a friend to the Service, we will ask you for that person’s email address and automatically send an email invitation. Start-Up Nation Central stores this information to send this email, to register your friend if your invitation is accepted, and to track the success of our invitation service.
Cookies: When you visit the Service, we may send one or more “cookies” – small data files – to your computer to uniquely identify your browser and let Start-Up Nation Central help you log in faster and enhance your navigation through the Service. A cookie may convey anonymous information about how you browse the Service to us, but does not collect personal information about you. A persistent cookie remains on your computer after you close your browser so that it can be used by your browser on subsequent visits to the Service. Persistent cookies can be removed by following your web browser’s directions. A session cookie is temporary and disappears after you close your browser. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the Service may not function properly if the ability to accept cookies is disabled.
Log Files: Log file information is automatically reported by your browser each time you access a web page. When you use the Service, our servers automatically record certain information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol (“IP“) address, browser type, referring / exit pages and URLs, number of clicks, domain names, landing pages, pages viewed, and other such information.
Clear GIFs Information: When you use the Service, we may employ clear GIFs (also known as web beacons) which are used to track the online usage patterns of our users anonymously. No personally identifiable information from your Start-Up Nation Central account is collected using these clear GIFs. In addition, we may also use clear GIFs in HTML-based emails sent to our users to track which emails are opened by recipients. The information is used to enable more accurate reporting and make Start-Up Nation Central better for our users.
As we develop our business, we may buy or sell assets or business offerings. Customer, email, and visitor information is generally one of the transferred business assets in these types of transactions. We may also transfer or assign such information in the course of corporate divestitures, mergers, or dissolution.
We may share or disclose your information with your consent, such as if you choose to sign on to the Service through a third-party service. We cannot control third parties’ use of your information.
Start-Up Nation Central may disclose your personal information if required to do so by law or subpoena or if we believe that it is reasonably necessary or helpful to comply with a law, regulation or legal request; to protect the safety or rights of any person; to address fraud, security or technical issues; or to protect Start-Up Nation Central’s rights or property.
Non-Personally Identifiable Information: We may share non-personally identifiable information (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) with interested third parties to help them understand the usage patterns for certain Start-Up Nation Central services.
Information Collection and Use
Start-Up Nation Central uses information we collect to analyze how the Service is used, diagnose service or technical problems, maintain security, personalize content, remember information to help you efficiently access your account, monitor aggregate metrics such as total number of visitors, traffic, and demographic patterns to comply with the applicable laws.
Your Choices About Your Information
You may, of course, decline to submit personally identifiable information through the Service, in which case Start-Up Nation Central may not be able to provide certain services to you. You may update or correct your account information and email preferences at any time by logging in to your account.
Protecting the privacy of young children is especially important. Start-Up Nation Central does not knowingly collect or solicit personal information from anyone under the age of 13 or knowingly allow such persons to register with the Service. If we become aware that we have collected personal information from a child under age 13 without verification of parental consent, we take steps to remove that information.
Our California Do Not Track Notice
We do not currently respond or take any action with respect to web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across third-party web sites or online services. We may allow third parties, such as companies that provide us with analytics tools, to collect personally identifiable information about an individual consumer’s online activities over time and across different web sites when a consumer uses the Service.
Deletion of Content from California Residents
If you are a California resident under the age of 18 and a registered user, California Business and Professions Code Section 22581 permits you to remove content or personal information you have publicly posted. If you wish to remove such content or personal information and you specify which content or personal information you wish to be removed, we will do so in accordance with applicable law. Please be aware that after removal you will not be able to restore removed content. In addition, such removal does not ensure complete or comprehensive removal of the content or personal information you have posted and that there may be circumstances in which the law does not require us to enable removal of content.
Last Updated: January, 2018